Vettel Tech

Finance

Systems that move money, prove it happened, and stand up to the audit that follows.

Frank
Battlelab India
Bhoomi
Finance Doctor
Ziga Monsters
Devomon
Vacco Ambulatory Surgery Center
Britna
UFM
Datamar
OzuraPay

Trusted by startups & founders globally

Vettel Technologies builds for regulated money — where every feature ships with the evidence that it did exactly what it said, every time.

The Process

The same six stages, run inside the compliance boundary. Scroll to walk it.

01
Discovery

Two weeks pinning down the problem, the user, and the evidence your auditor will ask for.

02
Definition

Scope cut to the smallest thing that proves the idea, with everything else sequenced behind it.

03
Design

Screens drawn against real data and real edge cases — empty, loading, failed and far too long.

04
Build

Two-week cycles, a Friday demo, and a production deploy at the end of every one.

05
Launch

Staged rollout, automated checks, and a rollback path someone has actually tested.

06
Handover

Runbooks, dashboards and paired sessions until your team runs it without calling us.

What We Build In Finance

Six shapes of system regulated money runs on.

Lending Platforms

Origination, underwriting and servicing flows where the ledger is the source of truth.

Quoting & Policy Engines

Broker quoting, policy admin and claims intake that keep writing business through every change.

Banking & Payment Apps

Money movement on iOS and Android, with every transaction leaving a trail.

Ledgers & Reconciliation

Continuous reconciliation against the ledger, so month-end stops being an event.

Payment Rails & Integrations

Rails, KYC vendors and core-banking APIs behind versioned contracts your team can hold onto.

Core Modernization

Monoliths retired one product line at a time, with no freeze on writing new business.

The Outcomes

Measured the way your risk committee measures.

Audit Findings

0

Unresolved findings across every finance engagement to date.

Availability

99.95%

Median across the finance systems we built and still run.

First Deploy

3 wks

To production — security review included, not bolted on after.

In Production

12+

Finance systems live across banking, insurance and fintech.

Where We Plug In

Three corners of finance, three different constraints.

Inside The Boundary

The rules that make regulated work boring, in the best way.

Always in your stack

Non-negotiable, on every finance engagement.

An immutable audit trail on every state change.

Least-privilege access, reviewed on a schedule.

Data residency honored end to end, under your keys.

Evidence exports your regulator accepts as-is.

Never in your stack

The shortcuts that fail an audit later.

Production data on developer laptops.

Unlogged manual fixes in the database.

Shadow integrations wired around the core.

Subprocessors you never signed off on.

Proof, In Production

Finance systems this team shipped, and what they returned.

OzuraPay merchant payments portal

OzuraPay: the payments platform that closed a $250K pre-seed

We took OzuraPay from a deck to a live merchant payments and banking platform — the working product behind its $250K pre-seed round.

$250K

pre-seed raised

16 wks

deck to live platform

Finance Doctor goal-based investment platform

Finance Doctor: goal-based investing that feels like guidance, not paperwork

A consumer wealth platform that walks investors from life goal to transaction in four guided steps — with an advisor one scheduled call away.

4 steps

from goal to transaction

5

goal journeys live

The Vettel Advantage

The way the team is built shows up in the way it ships.

30+
01

Experts ready to start with your project.

We are not blind coders or feature makers. We focus on the right product for the right people.

02

One team, end to end

Strategy, design and engineering together, nothing lost in handoffs.

Live in weeks, not quarters

03

An agile pod is scoped, staffed and deploying to production within 2–3 weeks of kickoff.

Well-defined standards

04

Every client gets the same service standards: review gates, CI checks and a written definition of done.

05

90%

of our developers are senior-level.

Tools & Technologies We Use

See how AI automation transformed performance and accelerated growth across industries.

Web & Mobile

Interfaces people actually use.

01

Backend & Cloud

The engine under the product.

02

AI & Data

Models wired into real workflows.

03

DevOps & Integrations

Ship it, then keep it fast.

04

Testimonials

From the people who owned the budget, the audit calendar and the on-call rota.

Bhoomi Reality logo

“They understood how real estate actually sells here. What they built brings us enquiries we can act on the same day, not leads that go cold in a spreadsheet.”

Jay Sharma

Partner, Bhoomi Reality

OzuraPay logo

“Vettel took us from a deck to a live payments platform in one quarter. We walked into investor meetings demoing a real product — and closed our pre-seed with it.”

Phil Galina

Founder & CEO, OzuraPay

eFinance Doctor logo

“Our clients now arrive at review calls knowing their goals and their numbers. The platform does the explaining, so we spend the time actually advising.”

Dr. Sanjiv Mehta

Director, eFinance Doctor

FAQs

The questions finance teams ask on the first scoping call.

Mostly, yes. Synthetic and masked datasets cover the build; where production data is unavoidable, access is least-privilege, fully logged, and stays inside your environment. Nothing lands on a laptop.

That is the starting point, not an accommodation. SOC 2, PCI DSS, GDPR and local data-residency rules are folded into definition, so your compliance team signs off the controls before the build — not after it.

You do. Trails, logs and evidence exports live in your systems under your keys. We never become a dependency for proving your own history to a regulator.

Yes. Most finance engagements run entirely inside the client’s own cloud accounts or data centre. We adapt to your network boundary rather than asking you to open it.

We arrive with the paperwork ready — DPAs, insurance certificates, subprocessor list and pen-test summaries. Most reviews close in days rather than months.

It is inside the first three weeks, not after them. Controls ship with the first deploy — which is exactly why the first deploy can go to production.

That is most of the job. We have wired into core banking platforms, card processors, payment rails and twelve-year-old policy admin systems — always behind versioned contracts your team can hold onto.

Every cutover runs dark first — old and new in parallel, differences reconciled — and every step has a tested rollback. “Wrong” means falling back cleanly, not going down.

Fixed price for the framing phase, then a flat monthly rate for the build. We don’t bill hourly — it pays us to be slow, and you shouldn’t have to audit a timesheet to trust the work.

As long as it is useful. Most finance clients keep us on for the systems we run; the full handover — runbooks, dashboards, paired sessions — is always on the table.

Other Industries

The same discipline, tuned to different constraints. Hover to explore.

Healthcare
01

Healthcare

Intake and claims agents working inside the compliance boundary, with a human on every clinical call.

Hospitality
02

Hospitality

Booking and guest systems that stay fast through the peak-season traffic spike.

Logistics
03

Logistics

Dispatch, tracking and exception tooling that survives contact with the warehouse floor.

Real Estate
04

Real Estate

Listing platforms and deal workflows that keep agents, buyers and documents in one system.

Latest Blogs

Field notes from regulated production — audits, agents and money movement.

Building where the

auditors are watching?